Money Making Method 2: Professionalist

Well, after employment, the 2nd method of money making is become a Professionalist.

What and who is professionalist?

The job that our parents want us to be the most!!

The Elite Four Professionalist
Doctor
Lawyer
Engineer
Accountant

Am I correct? I am 100% sure your parents suggested you to become these people when you are study.

Beside these 4 popular professionalist, there are a lot more professionalist such as
teacher, police, soldier, beauty consultant, chef, pilot, air steward and stewardess, etc...

So, in order to become a professionalist, one have to study the courses in order to become one. These course need money, skills, knowledges and your high school results (SPM, STPM).

Interesting is, if you don't have the result, you still can use money to pay for the professionalist course at private college or oversea university. In Malaysia, not easy to enter Doctor course due to our stupid government education policy of quota, not base on quality.

So, here, Money is the major problem to most of us.

Ways of Professionalist Make Money

Now, how a professionalist make money. Some start with basic salary if work in a company. They all have nice figure of basic salary if compare to normal employment of jobs. Take example, a teacher of government or private sector, their pay is more than 2000 a month if got degree, if master 3000 to 4000 a month. So, how about PhD??

What if they themselves open a firm, for example, a doctor open his own clinic. He can charge to his patient by himself. Base on their popularity. The more popular the doctor, the more higher he can charge. Popularity is the key of professionalist earn their money.

How to get the popularity??

There are a few ways.
1. Learn from a popular mentor. After that, graduate from mentor. Open your firm, use the name of your mentor. Public see your skills and your background from great teacher. Then, they will come and enter your shop to buy your services.

2. Use your a few years effort. Show your performance and results to the public. People always like to see results. How much good things u do, how many success case you have done, etc. With your good performance and results after a few years, public will help you shop spread names and your reputation which can attract new customers.

3. Enter a popular company, such as popular accountant firm, popular hospital, popular lawyer firm/association, etc. In order to enter such popular firm, first you must have good qualification such as your performance and result. So, when you can enter these popular firm, sure your performance is great. People and trust your performance and buy your services.

And a few more that I not yet identify...

Benefits of Professionalist
1. Time: Flexible. Professionalist can have full control over their working time because mostly they are their own boss if they open their own firm. They can decide when they want to work and when they want ot rest. Not like employees, everything must follow boss order.

2. Income: Professionalist earn money more than those who work as employees under employment because they have value base on their experience, qualitification, popularity etc. They can charged customer with the amount they want and customer willing to accept. Even thought if they work with a firm, their salary still higher than normal employees.

3. Choice: Professionalist have their certificate. This make them value. They can choose the place and firm they want to work with or open their own firm. They are not fully bind with the company. If other place got better opportunity, they can go because of their qualitification. Not like normal employee with normal qualification or low qualification. They can't resign whenever they want because it is not easy to find new job. Even find new job cannot ensure the amount of salary.

Real life of Professionalist
Professionalist might need to leave the original home town to more better place to work as their profession.
Professionalist need high focus on their work. Which might not enough time to accompany their family or give themselves time to go travel or play around. They might even work more than normal employees. Depend of they profession such as doctor in hospital.
Professionalist cannot make mistake or misjudge which might spoilt their reputation. If their reputation spoilt, they lost their job or income.
Professionalist are smart and intelligent. Normal or no chance people cannot be like them. So, the way they make money is not normal people can copy. Even if they are same as doctor, they also have different skills, customers, and popularity.
Competition is high among professionalist. Good new is to improve the professions skills and knowledge for better services. Bad new is those who is better, more popular and can get more customer which can make more money. So, not popular professionalist might not be easy life than employees which have constant monthly income and same job scope.
Nowadays has too many professionalist. So, competition really high.

But for me, I still want to study as professionalist because can work at better working environment. Profession is a skill. People needs professions no matter what era or environment. There are still a lot of vacancy around the work. Just that, are you willing to leave your hometown? Can you perform? Can you adapt the new environment? Is luck stand at your side when u compete with other candidate for job?

2 Money Making Method 1: Employment

This is the most common and most traditional methods of money making option we have in the world. You work for a boss or company and earn a daily or monthly salary.

So, currently in our country or globaly how mush is our initial (starting) basic salary??

SPM - 800
Diploma - 800-1000
Degree - 1500-2000
Master - 2000-2800
PHD - 3000 and above

So, which one are u at now??

If u keep your currently job position, your salary increment will only 40-100 per year. Which mean, now u got 800 basic salary, after 12 months work, u only increase 40. So, 840.

But if you climb the company hierarchy, which mean u get job promotion, move from lower position to higher position. Then, you will get a better salary. It sounds like from getting 800 per month jump to 1000 per month. This maybe take times and years to get your job promotion. You need your opportunity, show your performances and talents to appeal your boss or HR manager. But what if there are always better people than you? Or someone using back door? Or someone who is your boss friends and relatives children? Will you still got the chance to get your promotion?? You might work for a few years with your current position. This is what happen in the reality. So, no choice, nowadays people have to job change, change company in order to get higher position and salary. Frogs jump around the world.

What Happen In Employment Nowadays?

You come in a company, you are junior, if you are lucky, seniors and even boss will help you and guide you with your work. Most people where got such lucky. So, mostly will be bully by your senior. They give you a lot of job but didn't teach you to do, expecting you know what to do. If you don't ask or fail to do the job. They will report to boss or scold you. Want to make you fired by boss. Why? To eliminate competitors~

Working environment is a competitive environment. Everyone compete to sustain. You compete to get job promotion and higher salary. Everyone want job promotion and higher salary.

In this modern era, the higher the position, the higher the salary, the worst your working environment because you need to do many extra and irrelevent work.

Take for example, a Manager of a department. Manager suppose is just allocate and command subordinates to do the task/jobs. Then, do reports and supervise them. That's it.

Nowadays, Manager not only need to go down the field, work with subordinates, manager also need to give training (suppose is HR job), running errands (suppose is office boy job), attend a lot of meetings, help other department to do unfinished work, OT more than your subordinates. If emergency u need to multitask. U must know how to fix computer, count money, answer phones, meet clients. Because nowadays manager can be met by guests straight away, appointment is not necessary anymore due to the concept of customer always right.

It just like the people said, boss give you 3000 per month but make you work for 5000.

So, becoming manager, are you physically and mentally strong enough? Do you have a lot of skills? Can u multitask?

The worst case is you do as a sales agent to a company. You only get monthly salary plus a small % of commission even though you help the company sell a lot.

For example, you help a company sell computer. One month, you sell up to 10,000 sales. (if u can make it) But you still, only get your monthly salary, and small % of sales. I believe the company don't give you any higher than 5%-10%. If you cannot sell to the target, your boss sure give you a lot of presure such as "this month you can't make it, next month don't need to come or I cut your salary" something like that.

THIS is what happen especially when you help BANK do sales out side such as:
introduce people sign credit card
loans
stock
fix deposit
unit trust, etc...

Only the people who manage to work inside bank, then you will be much more safer. But bank job is one of the high salary job. Sure a lot of people fight for it and don't easily resign. So, if there is no empty space, you will end up work as BANK sales agent do sales outside. U must sell to meet your target.

You sell ALL YOUR DAY TIMES TO YOUR BOSS. Left night time. What else can you do next? Left eat and sleep to prepare for next day. The process repeat everyday. Only the off day you don't have to do so.

What Can You Do With These Salary? Enough? Satisfied?

Every human got daily living expenses. You must eat drink play. So, I list down the most basic expenses with the most minimum price for a single person who take care everything by self without family support.

Food: 300 per month
Car fuel: 100 per month (depend on car model, distance)
E expenses: 300 (utility bils such as electric, water and internet bill, store food and drinks, cloths.)

Handphone reload: 30 per month
Entertainment: 100 per month (movie, eat supper, alcohol, smoke, play game at cc, etc)
Car loan: 300
House loan or rent: 3oo
Dating: 100
Cosmetic and facial: 300

Overall: RM1830

Not yet your saving, insurances, give your parents, not yet if you got a family, children, etc...

So, we should be thankful that we got our parents watch our back, support us when we are working. If we only have 800 per month or any less than 2000 per month salary, I can guarantee, you can't survive with your current life style as I mention above which such monthly expenses!!

IF you parents didn't give you a lot of assets, unless you are dreamless, no entertainment, no facial treatment, single for whole life. By your own strength in employment, you can be rich after 20 years! (Rich here means you get your 500k to 1mil in your saving) After that, what else can you do? You already old, miss a lot of things an opportunity. The lady you admire, the place you always want to go, the phone you always want to buy, etc. All the excitement of life has gone...

Next: Professionalist

To be continue...

1 What kind of life style you want

Well, I've been practical for 3 months at hotel. I've seen a lot of things, get a lot of knowledge. I've figure out a bit of our current economy environment versus our life style. So, I decided to type out to share with you all, my friends.

So, the title of

what kind of life style you want?

So, have you all actually figure it out clearly?? Think carefully?? Do you have your ambition?? Dreams?? Your desired life style??

WHAT DO YOU WANT THE MOST??
WHAT ARE YOUR DESIRES??
WHAT LIFE STYLE YOU WANT THE MOST??

Think about it. Write it out. Imagine it out.

Now, here I would like to share with you the reality of economy world versus our life style.

ECONOMY X LIFE STYLE

What do you know about the current economy environment? Good or Bad? There are always got vary answers from different people. So, I shall let you all answer.

Questions I am concern and you should be concern too are:

what kind of money earning method do u know about?
Which method you are using now?
Can these methods bring you to your desired life style?
Is it hard?
It is fast?
Is it safe?
It is legal?

I would like to tell u that, our desired life style is all depend on how much money u can make to buy or achieve it. So, in simple words, we need money to buy our dreams/life style!! Don't believe? Read the bottom.

'I want a problemless life, no need to bother of money, i want to buy what i want and go where i want, i want nice car, big house, Iphone4, traveling, marry, study, games, saving, donates, give money to parents, help brothers and sisters, etc... '

In other words says:

I want my financial freedom!!!

All of these desires need money to sustain ya know. Money is a fluid or exchange tools to help you acquired things that you want.

Before these desires come to reality. The most basic reality u need to sustain first is your daily living expenses.

Basically you need:
car fuel
food
reload handphone
pay for bilssss
pay for loansss
saving
girlfriend/boyfriend
wife/husband/children
entertainment expenses such as movie, gaming, eat new foods and drinks, travelling,
micelleanous etc...

So, how do you get money to cover your living expenses first before you get your desires? Is it enough? Can your current money making methods do it for you??

I would like to show you the current economy environmet four major traditional methods of money making methods. They are:

Employment
Professionalist
Business
Multilevel Marketing (Direct Sales)

to be continue...